CONSUMER | BUSINESS
Consumer Loans Checking/Savings Certificates Real Estate Credit Cards

Consumer Loans

Effective Date: April 01, 2019

Vehicles

DescriptionAnnual Percentage Rate (APR)Terms
New Auto Loans3.89% to 10.64%48 to 84 Months
Used Auto Loans3.99% to 10.99%48 to 84 Months
New RV Loans6.25% to 16.00%84 to 180 Months
Used RV Loans7.00% to 16.75%84 to 180 Months
New Motorcycle Loans6.49% to 14.69%48 to 72 Months
Used Motorcycle Loans7.49% to 14.94%48 to 60 Months
New Toy Loans5.49% to 17.49%60 to 120 Months
Used Toy Loans6.49% to 18.00%60 to 120 Months

Personal

DescriptionAnnual Percentage Rate (APR)Terms
Signature Loans (Closed-End)9.74% to 17.99%Up to 60 Months
Line of Credit (Open-End)10.50% to 18.00%N/A
Savings SecuredContact UsContact Us
Certificate SecuredContact UsContact Us

All loan interest rates subject to change without notice. There may be additional third-party fees. For more information, call the loan center at 257-7283.

Loan rates listed reflect a 0.25% discount for Automatic Payment transfer from a Denali. A division of Nuvision Credit Union checking or savings account. All loans are made subject to credit approval and membership. Your actual rate will be based on your credit worthiness. Above rates and terms represent a guideline for maximum loan amounts allowable but do not guarantee that an applicant will qualify for those maximums.

Toys include: Jet Skis, Wave Runners, Sea Doos, Boats, Snow Machines, Flat-Bed/Enclosed Trailers, ATVs, and UTVs.




To View or Print Consumer Loan Rates Click Here

Savings and Checking accounts

Effective Date: April 01, 2019

Savings

DescriptionDividend RateAnnual Percentage Yield (APY)Minimum Opening BalanceDividend Compounded and CreditedDividend Period
Primary
$0 to $4.99
$5 +
0.000%
0.100%
0.00%
0.10%
$5MonthlyMonthly
Sub Savings
$0 to $4.99
$5 +
0.000%
0.100%
0.00%
0.10%
$0MonthlyMonthly
IRA Savings
$0 to $49.99
$50 +
0.000%
0.200%
0.00%
0.20%
$50MonthlyMonthly
Holiday Club
$0 to $9.99
$10 +
0.000%
0.100%
0.00%
0.10%
$10MonthlyMonthly
eSavings Plus
$0 to $99.99
$100 +
0.000%
0.499%
0.00%
0.50%
$100MonthlyMonthly

Checking

DescriptionDividend RateAnnual Percentage Yield (APY)Minimum Opening BalanceDividend Compounded and CreditedDividend Period
Advantage Checking
$0 to $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $74,999.99
$75,000 - $99,999.99
$100,000 +
0.050%
0.100%
0.100%
0.150%
0.200%
0.250%
0.250%
0.05%
0.10%
0.10%
0.15%
0.20%
0.25%
0.25%
$100MonthlyMonthly
Opportunity Checking
$0 to $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 +
0.050%
0.050%
0.050%
0.100%
0.150%
0.05%
0.05%
0.05%
0.10%
0.15%
$25MonthlyMonthly
Young Adult Checking
$0 to $2,499.99
$2,500 +
0.000%
0.000%
0.00%
0.00%
$25--
Simple Checking Free
$0 to $2,499.99
$2,500 +
0.000%
0.000%
0.00%
0.00%
$25--

Money Market

DescriptionDividend RateAnnual Percentage Yield (APY)Minimum Opening BalanceDividend Compounded and CreditedDividend Period
Money Market
$0 to $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $74,999.99
$75,000 - $99,999.99
$100,000 +
0.000%
0.200%
0.200%
0.250%
0.300%
0.300%
0.300%
0.00%
0.20%
0.20%
0.25%
0.30%
0.30%
0.30%
$2,500MonthlyMonthly
Advantage Choice Money Market
$0 - $1,000
$1,000.01 - $5,000
$5,000.01 - $10,000
$10,000.01 - $25,000
$25,000.01 +
3.928%
1.982%
0.995%
0.499%
0.300%
4.00%
2.00%
1.00%
0.50%
0.30%
$1,000MonthlyMonthly
High Yield Money Market
$0 to 49,999.99
$50,000 +
0.250%
1.490%
0.25%
1.50%
$50,000MonthlyMonthly

Rates subject to change without notice. For additional information including current rates, yields & restrictions call Nuvision Federal Credit Union, d/b/a Denali. A division of Nuvision Credit Union at 907-257-7200 Opt. 3. Accounts at Denali. A division of Nuvision Credit Union are insured by the National Credit Union Administration up to $250,000. Please read attached disclosures.




To View or Print Deposit Rates Click Here

To View or Print the Truth-In-Savings Click Here

Certificates

Effective Date: May 16, 2019

Certificates

DescriptionDividend RateAnnual Percentage Yield (APY)Minimum Opening BalanceDividend Compounded and CreditedDividend Period
3 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
0.499%
0.549%
0.598%
0.648%
0.00%
0.50%
0.55%
0.60%
0.65%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
6 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
0.747%
0.797%
0.847%
0.896%
0.00%
0.75%
0.80%
0.85%
0.90%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
12 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
1.834%
1.884%
1.933%
1.982%
0.00%
1.85%
1.90%
1.95%
2.00%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
24 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.129%
2.178%
2.227%
2.276%
0.00%
2.15%
2.20%
2.25%
2.30%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
36 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.325%
2.374%
2.423%
2.472%
0.00%
2.35%
2.40%
2.45%
2.50%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
48 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.374%
2.423%
2.472%
2.521%
0.00%
2.40%
2.45%
2.50%
2.55%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
60 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.667%
2.716%
2.765%
2.813%
0.00%
2.70%
2.75%
2.80%
2.85%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
IRA 6 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
0.747%
0.797%
0.846%
0.896%
0.00%
0.75%
0.80%
0.85%
0.90%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
IRA 12 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
1.833%
1.882%
1.931%
1.980%
0.00%
1.85%
1.90%
1.95%
2.00%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
IRA 24 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.127%
2.176%
2.225%
2.274%
0.00%
2.15%
2.20%
2.25%
2.30%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
IRA 36 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.323%
2.372%
2.421%
2.469%
0.00%
2.35%
2.40%
2.45%
2.50%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
IRA 48 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.372%
2.421%
2.469%
2.518%
0.00%
2.40%
2.45%
2.50%
2.55%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly
IRA 60 Month
$0 to $999.99
$1,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +
0.000%
2.664%
2.713%
2.762%
2.810%
0.00%
2.70%
2.75%
2.80%
2.85%


$1,000
$25,000
$50,000
$100,000 (Jumbo)
MonthlyMonthly

Rates subject to change without notice. For additional information including current rates, yields & restrictions call Nuvision Federal Credit Union, d/b/a Denali. A division of Nuvision Credit Union at 907-257-7200 Opt. 3. Accounts at Denali. A division of Nuvision Credit Union are insured by the National Credit Union Administration up to $250,000. Please read attached disclosures.




To View or Print Deposit Rates Click Here

To View or Print the Truth-In-Savings Click Here

Real Estate Loan Rates

Effective Date: March 01, 2019

Home & Real Estate

DescriptionAnnual Percentage Rate (APR)TermsFees
Home LoansVariesVarieswww.denalifcuhomeloans.com
Residential Lot/
Land Loan
8.00%-9.00%
8.50%-9.50%
9.00%-10.00%
60 Months
84 Months
144 Months
Up to 2% Loan Fee
Not Less than $500
Home Equity Line of Credit (HELOC)
Max Combined Loan-To-Value*
70% (up to $350k)/ 80% (up to $250k)
5.75% to 6.75%25 Year Term
10 Year Draw Period
Origination Fee: Waived**

Construction

DescriptionAnnual Percentage Rate (APR)TermsFees
Interim Construction
(Owner/Builder)
7.25%-8.75%12 Months2% Loan Fee

All loan interest rates subject to change without notice. There may be additional third party fees. For more information, call Denali Home Loans at 257-1601. Actual APR on some loans may be higher based on loan amount and term selected.

* Rate is subject to change without notice. The interest rate is based on the Prime Rate as published in the Wall Street Journal on the first business day of the preceding month of the quarter. This is a variable rate account. The Home Equity Line of Credit has a .50% periodic (quarterly) maximum change with 2% annual cap. Maximum APR is 8% over initial start rate not to exceed 18% APR. Annual fee is $40

** Processing fees are waived unless loan is paid-off within 36 months of funding date. Third party fees ranging from $400 to $2000 will be waived if the loan is kept open for at least 36 months. All home equity loans are for primary residences in the following states only: AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA and WY. Funding is contingent on a Denali. A division of Nuvision Credit Union membership. Property insurance will be required.

Minimum credit line is $10,000. Maximum Combined loan-to-value is 70% up to $350,000. Maximum Combined loan-to-value up to 80% loan amount is up to $250,000.

Actual rate received is based on your credit performance. Verification of income required on all levels and for all applicants. Please consult with your tax professional about possible tax benefits.


To View or Print Real Estate Rates Click Here

VISA Credit Cards

Effective Date: April 01, 2019
ProductIntroductory APR for Balance TransfersMinimum Balance Transfer AmountAPR for Purchases, Cash Advances, and Balance Transfers after Introductory Period
Visa® Platinum3.99% for 12 months$500.009.90% to 17.99 Variable APR
Visa® Platinum REWARDS3.99% for 12 months$500.0011.90% to 17.99% Variable APR
Visa® Platinum SHARE SECURED3.99% for 12 months$500.0015.50% Variable APR

All loan interest rates subject to change without notice. There may be additional fees.

For current information, call us at 907-257-7200 Opt. 3.

*3.99% introductory APR on balance transfers is for 12 months from account opening. Balance transfers are subject to a $500 minimum transfer amount requirement and a $10 or 3% of the amount of each balance transfer fee, whichever is greater.


Pricing and Rates